2024存款利率一览表最新

| 和杰
银行名称年限三个月半年一年两年三年五年
工商银行1.351.551.752.252.752.75
建设银行1.351.551.752.252.752.75
农业银行1.351.551.752.252.752.75
中国银行1.351.551.752.252.752.75
交通银行1.351.551.752.252.752.75
招商银行1.351.551.752.252.752.75
邮储银行1.351.561.782.252.752.75
兴业银行1.401.651.952.703.203.20
浦发银行1.401.651.952.402.802.80
中信银行1.401.651.952.403.003.00
民生银行1.401.651.952.352.802.80
光大银行1.401.651.952.412.753.00
平安银行1.401.651.952.502.802.80
华夏银行1.401.651.952.403.103.20
北京银行1.301.551.852.402.652.70
银行名称年限三个月半年一年两年三年五年
广发银行1.401.651.952.403.103.20
上海银行1.301.551.852.302.602.65
江苏银行1.401.671.922.523.103.15
宁波银行1.501.752.002.402.803.25
浙商银行1.431.691.952.503.003.25
福建海峡银行1.551.852.102.903.854.00
汉口银行1.651.952.252.943.583.90
东莞银行1.321.432.052.523.503.55
徽商银行1.401.651.952.503.253.25
恒丰银行1.431.691.952.503.103.10
深发银行2.863.083.303.754.254.75
南京银行1.401.651.902.523.153.30
渤海银行1.431.691.952.653.253.20
东亚银行1.381.631.882.352.752.00
渣打银行1.351.551.752.252.350.00
银行名称年限三个月半年一年两年三年五年
长沙银行1.601.892.183.053.993.99
南昌银行1.541.822.102.523.303.60
桂林商业银行1.541.822.102.943.854.00
厦门国际银行2.002.302.603.304.204.55
渣打银行1.351.551.752.252.350.00
东亚银行1.381.631.882.352.752.00
南京银行1.401.651.902.523.153.30
深发银行2.863.083.303.754.254.75
恒丰银行1.431.691.952.503.103.10
徽商银行1.401.651.952.503.253.25
东莞银行1.321.432.052.523.503.55
汉口银行1.651.952.252.943.583.90
福建海峡银行1.551.852.102.903.854.00
成都银行1.541.822.102.943.854.20
哈尔滨银行1.431.691.952.733.503.85
银行名称年限三个月半年一年两年三年五年
恒丰银行1.431.691.952.503.103.10
深发银行2.863.083.303.754.254.75
南京银行1.401.651.902.523.153.30
东亚银行1.381.631.882.352.752.00
渣打银行1.351.551.752.252.350.00
福建海峡银行1.551.852.102.903.854.00
成都银行1.541.822.102.943.854.20
天津银行1.431.691.952.653.303.30
柳州银行1.551.852.102.943.954.02
泉州银行1.551.852.102.943.954.02
大连银行1.351.691.952.733.203.85
富滇银行1.401.601.952.453.003.10
桂林商业银行1.541.822.102.943.854.00
厦门国际银行2.002.302.603.304.204.55
银行名称年限三个月半年一年两年三年五年
渣打银行1.351.551.752.252.350.00
桂林商业银行1.541.822.102.943.854.00
富滇银行1.401.601.952.453.003.10
盛京银行1.451.711.982.773.634.29
台州银行1.571.862.152.753.403.40
南昌银行1.541.822.102.523.303.60
长沙银行1.601.892.183.053.993.99
齐鲁银行1.431.691.952.633.443.85
温州银行1.541.822.102.943.853.85
青岛银行1.431.691.952.633.583.85
重庆银行1.601.892.183.053.993.99
天津银行1.431.691.952.653.303.30
柳州银行1.551.852.102.943.954.02
泉州银行1.551.852.102.943.954.02
大连银行1.351.691.952.733.203.85
银行名称年限三个月半年一年两年三年五年
永亨银行1.351.561.802.502.753.00
华侨银行1.351.561.802.502.753.00
星展银行1.351.551.752.352.750.00
恒生银行0.500.600.650.000.000.00
天津农商银行1.431.691.952.733.583.58
常熟农村商业银行1.441.691.952.733.583.58
深圳农村商业银行1.401.651.952.502.903.30
盛京银行1.451.711.982.773.634.29
台州银行1.571.862.152.753.403.40
南昌银行1.541.822.102.523.303.60
长沙银行1.601.892.183.053.993.99
齐鲁银行1.431.691.952.633.443.85
温州银行1.541.822.102.943.853.85
青岛银行1.431.691.952.633.583.85
重庆银行1.601.892.183.053.993.99
银行名称年限三个月半年一年两年三年五年
天津农商银行1.431.691.952.733.583.58
常熟农村商业银行1.441.691.952.733.583.58
深圳农村商业银行1.401.651.952.502.903.30
重庆银行1.601.892.183.053.993.99
青岛银行1.431.691.952.633.583.85
温州银行1.541.822.102.943.853.85
齐鲁银行1.431.691.952.633.443.85
长沙银行1.601.892.183.053.993.99
南昌银行1.541.822.102.523.303.60
台州银行1.571.862.152.753.403.40
盛京银行1.451.711.982.773.634.29
晋城银行1.441.701.962.743.584.50

存款种类

存款可以按不同标准划分为以下几类:

(1)根据存款的期限不同,可将存款划分为活期存款和定期存款。活期存款是指存款人可以随时存取的存款。定期存款是指银行与存款人对存款的期限和提取方式事先约定的存款。定期存款是否可以提前支取,在不同的存款种类中有不同的约定。

(2)根据存款货币种类的不同,可将存款划分为人民币存款和外汇存款。人民币存款是指存款将人民币资金存入银行或非银行金融机构的存款。外汇存款是指存款人将外汇资金存入银行或非银行金融机构的存款。

(3)根据存款支取方式的不同,存款可以划分为支票存款、存单(折)存款、银行卡存款、通知存款、透支存款、存贷合一存款、特种存款等。其中通知存款是指存款人在存入款项时不约定存期,支取时需提前通知金融机构,约定支取存款日期和金额方能支取的存款。

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